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Is Chapter 13 Bankruptcy Right For You?

If your finances feel like you are on a never-ending treadmill of debt, filing for bankruptcy could be the answer to getting a fresh start without the stress and anxiety of your current situation. Chapter 13 bankruptcy is one of the most common forms of bankruptcy for individuals and families who possess a steady stream of income.

The experienced attorneys at Maronick Law LLC can examine your circumstances and determine the best path forward for you. We serve clients throughout Maryland. Call 410-881-4022 today to get started with a free consultation.

Chapter 13 Explained

Along with Chapter 7, Chapter 13 is one of the two most common forms of bankruptcy used by individuals and families to get out of debt and put an end to creditor harassment. Chapter 7 is a liquidation bankruptcy, while Chapter 13 involves a repayment plan that lasts between three and five years. Chapter 13 is an option for people who do not qualify for Chapter 7 as well as people with the income necessary to make regular payments on their restructured debts during the repayment period. At the conclusion of the repayment period, remaining debts are wiped away.

Save Your Home With Chapter 13

The restructuring of debt in Chapter 13 is ideal for people who want to stabilize their financial situation and save their homes from foreclosure. Your mortgage arrears can be included in your restructured debt, providing an opportunity to reorganize your finances and emerge from bankruptcy equipped to make your regular monthly mortgage payments.

Get Started Today

Our proven bankruptcy lawyers can help you determine whether Chapter 13 is the right debt relief approach for you. Contact us online or call us at 410-881-4022 today to schedule your free initial consultation.

With eight offices across the state, we represent clients anywhere in Maryland, including Glen Burnie, Baltimore, Ocean City, Hartford and Towson.

Work With A Firm That Delivers Results