Helping Remove The Burden Of Debt You Are Facing
If you have been struggling with debt, you are likely overwhelmed by the stress and anxiety from the uncertainty of your financial future. Fortunately, there are several options available to you that may provide relief. The lawyers at The Law Offices of Thomas Maronick Jr LLC are experienced in a wide range of legal issues and have the in-depth debt relief knowledge you need to put this chapter of life behind you and get out of debt. We serve clients throughout Maryland.
Let us help you with your legal burden. Reach out to us at 410-885-1775 to discuss your case.
Understanding Chapter 7 Bankruptcy
Chapter 7 bankruptcy is the most common type of debt relief measure and allows for a complete discharge of most forms of debt, such as:
- Credit card debt
- Medical bills
- Personal and payday loans
- Income taxes more than three years old
- Other consumer debts
While a Chapter 7 bankruptcy can bring about a fresh start for some, there are also limitations. For example, student loans, child support payments and new tax debts are exempt.
What Is Chapter 13 Bankruptcy?
If you do not qualify for Chapter 7, you may be able to file Chapter 13 bankruptcy. This allows for part of your debt to be discharged and for the rest to be reorganized into a more manageable payment plan that lasts three years to five years.
Getting You Your Life Back
Living with debt is a daily strain. Whether dealing with creditor harassment, wage garnishments or simply the stress from always feeling behind, our attorneys are here to help. The relief that is afforded through bankruptcy and debt settlement options available in Maryland can help you find a fresh start. Our firm can examine the details of your finances, explain your options in understandable terms and help you implement the decision we feel is best for your situation.
With eight offices across the state, we represent clients anywhere in Maryland, including Glen Burnie, Baltimore, Ocean City, Hartford and Towson.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.